Property calculators

Work out your monthly bond repayment, how much you can afford and what transfer duty you will pay, before you start viewing.

Bond repayment calculator

See what your monthly home loan repayment could be for a given price, deposit and interest rate.

Purchase price (R) Deposit (R) Interest rate (%) Loan term

Estimated monthly repayment

What can I afford?

Banks usually limit your bond repayment to about 30% of your gross monthly income. Use your combined income if you are buying with a partner.

Gross monthly income (R) Other monthly debt repayments (R) Deposit you have saved (R) Interest rate (%)

You could look at homes up to

See homes in this price range

Transfer duty calculator

Transfer duty is a tax the buyer pays to SARS when a property changes hands. New homes bought from a VAT-registered developer usually carry VAT instead.

Purchase price (R)

Transfer duty payable

Based on SARS rates from 1 April 2025.

These calculators give estimates only. Your bank, conveyancer and SARS confirm the final amounts.